• Its simple, we have Low Fixed Factoring Rates - you will know exactly how much you will make on each load. No Complicated Formulas to use to figure out what you'll make based on the age of the invoice when your customer decides to pay it. Your payment is FIXED every time. You get all your money when you factor with us.

• Would you rather have a Low Variable Rate Factoring Program? We can custom design a factor program that works for you. Variable rates, with or without reserves, with or without fees, you decide! Just tell us what you need. XFactors is the Flexible Factor.

• We are a small company, helpful and friendly, you will always deal with the same account manager. Never factored before? We can help.

• No Minimums - No Maximums - We are your UNLIMITED line of credit
• Full Advance - No Holdbacks - No Reserves - You get your cash NOW
• No Long Term Contracts
• Funding in 24 hours or Less
• Factor only the invoices/customers you desire
• Free Credit Checks
• Funds can be wire transferred directly into your bank account
• No financial statements required to establish an account
• XFactors can deal with poor credit, tax liens, bankruptcies and most other credit issues

XFactors is your office:

• We do the invoicing - we are professionals at accounts receivable bookkeeping. Each associate has over 20 years experience in transportation receivables.
• We do the credit checks for you.
• We do all the follow up - with you and your customer.
• We fax, mail or email weekly reports to you.
• We chase your money and collect promptly.
• You just get the loads, deliver, send in the paperwork and cash the checks!

We subscribe to credit agencies such as Compunet-First Advantage, eCredit, D&B, and others. We can help you determine if a new customer you found has a good payment history.

cash@xfactors.net